Being in Canada we have the basic coverage that we need. My wife and I are in reasonably good health and do not have ant additional coverage.
We have had no problems with our system and as I am over 65 all of our meds (each of us only needs one) is covered for anything over $25.00. My wife has had one hip replaced without any problems, I have a form of cancer and I have been receiving very good care when I have needed it.
So the end of it all we have no problems at all.