Pension: Eligible to draw anything?

by Ann
(Winston-Salem, NC)

I worked at a Company for 22 years. I quit 13 years ago. I did receive all of my RSP and Stock. I will be 55 next August. Someone told me I am eligible to draw from them, is this true?

Wendy: My guess is that you took the RSP and Stock instead of a lifetime pension, but you won't know until you ask.

1) If the company still exists, call them and ask for their Personnel or Human Resources office. There may or may not have been a plan. You might have taken a refund when you left employment as many do (but don't remember it now, many years later). Just ask...

2) If the company is long gone, which I'd guess since you are asking... you can search for lost pensions at the government, Pension Benefit Guaranty Corp., at www.pbgc.gov

To search for your own name, or the company anme, this is the page to view:

http://search.pbgc.gov/mp/mp.aspx

Best Wishes!

SIGN UP: Retirement Insider